Borrowing money

Debt Financing Vs. Equity Financing: Pros and Cons

Debt financing involves borrowing money and paying it back over time with interest. Equity financing is when investors pay you for a stake in your business. The type you choose will be determined by the nature of your business and its stage of development. Read more stories from Personal Finance Insider. Loading Something is loading. […]

Borrowing money

West Virginia Small Business Loan Options

Entrepreneurs in West Virginia sometimes struggle to get the money they need to run their business through tough times. This could be the result of a global pandemic or simply a period of slow sales. What can you do if your business doesn’t have enough cash to pay its bills? Consider a small business loan. […]

Borrowing money

Mortgage and real estate news this week

The escalating war in Ukraine has rattled the real estate market, and you might want to know how the experts are weighing. In the meantime, expand your knowledge on topics like acceleration clauses and home equity with the latest stories. 1. Yields have fallen — but are likely to rise again As the market reacted […]

Borrowing money

The Victory Bancorp, Inc. Fourth Quarter Results

Fourth Quarter Highlights Record earnings of $0.66 per share Book value per common share increased to $12.92 $3.2 million increase in equity since December 31, 2020 Cash dividend of $0.05 per share paid to shareholders $0.10 one-time special cash dividend paid to shareholders Increase in deposits of $57.3 million since December 31, 2020 LIMERICK, Pa. […]

Borrowing money

Lending faucet turns off: First-time homebuyer market share shrinks

ALDEN WILLIAMS / Stuff Corelogic says investors with cash are likely to become more influential in the market. The new lending rules appear to be driving first-time home buyers away from the housing market, according to property data firm CoreLogic. Its buyer classification data for January shows the share of first-home purchases fell from 26% […]

Borrowing money

Verano exercises an option on the existing credit facility to draw

Strengthens Verano’s balance sheet to further increase its cash position Provides additional liquidity to support operational flexibility and enables continued execution of Verano’s short- and long-term growth strategies CHICAGO, Feb. 01 2022 (GLOBE NEWSWIRE) — Verano Holdings Corp. (CSE: VRNO) (OTCQX: VRNOF) (“Verano” or the “Company”), a major multi-state cannabis company, today announced that it […]

Borrowing money

How Life Insurance Policies Work Like Investments

Research shows that almost as many Americans do not own life insurance, but the COVID-19 pandemic has increased awareness of the value of having a policy. Yet, determining which type of life insurance policy is best for individuals and their families can be complicated. Mark S. Gardner (www.RetireWellDallas.com), president of Retire Well Dallas, says consumers […]

Borrowing costs

Rate hike in 2022: buyers warn to prepare for rising borrowing costs

With house prices soaring over the past year, banks raising interest rates will create a dilemma for anyone trying to enter the market this year. Homebuyers could face a double-edged sword in 2022 as price growth continues to slow as interest rates rise. Market watchers said they expected price appreciation in much of the country […]

Borrowing costs

Chinese banks cut borrowing costs to counter economic slowdown

PIXABAY.COM Chinese banks lowered borrowing costs for the first time in 20 months, presaging increased monetary support for an economy under pressure from a housing collapse, low private consumption and sporadic epidemics virus. The one-year loan prime rate (LPR) was set at 3.8% from 3.85% in November, the first drop since April 2020, according to […]

Borrowing money

Evergrande has missed some of its major bond payments. Now what? – Quartz

On September 23 at midnight EST, Evergrande, the debt-ridden Chinese real estate giant, was due to have paid $ 83.5 million to foreign investors. The next morning, at least some of those investors had not been paid, according to Reuters and the Financial Time-a critical step which rekindled fears of the complete collapse of Evergrande. […]

Borrowing money

India will benefit from the China Plus One theme; Falling Interest Rates Boost Real Estate Sales: Saurabh Mukherjea

Saurabh Mukherjea, founder of Marcellus Investment Managers, believes that there are three themes including China plus one, low cost of capital and world-class technology, which presents itself well with the flavor of market recovery. which becomes more and more interesting as the months go by. Mukherjea said, “China plus one as a theme is really […]

Borrowing money

Rethinking Financial Stability In Times Of Crisis: Spend When You Can, Save When You Need To

Last Tuesday I moderated the Business world insights panel titled “Savings, Expenses, Invest: Achieving financial goals even in the midst of a crisis ”with the best financial advisers in the country – Aira Gaspar de Manulife, Kelvin Ang of AIA, Edser Trinidad of FAMI, and lawyer Lorraine Saguinsin of UnionBank. A lot of the things […]

Borrowing money

Flagship stores at Southlake Mall ‘may be vacant for a while’ | Northwest Indiana Business Titles

Management at Southlake Mall did not immediately respond to a request for comment on the matter. Part of the problem is that the mall doesn’t actually own the department stores. Los Angeles-based commercial real estate company Crexi has listed the former 216,982-square-foot Sears department store for sale since last September. The realtor describes the two-story […]

Borrowing money

Top 5 Sales Growth Stocks Worth Adding to Your Portfolio

SSteady growth in sales is the key to the survival of any business. Sales growth not only provides insight into product demand and pricing power, but is also vital for growth projections and strategic decision making. Yet investors often fail to view sales growth as a reliable metric for choosing profitable stocks. This may be […]

Borrowing money

IMT surges as house prices skyrocket, but most buyers don’t realize this only protects the bank

The COVID housing boom in Australia has pushed more people to pay for expensive mortgage insurance that protects their banks, while only adding to the borrower’s growing debt. Key points: Data shows the number of LMI policies increased by 25% in the past year Many people who pay for this insurance don’t understand it The […]

Borrowing costs

REITs cut borrowing costs by around 200 basis points or more in FY21

Real estate investment trusts (REITs) reduced their borrowing costs by around 200 basis points (bps) or more in FY21 due to their strong credit profiles and better ratings. By comparison, major property developers such as Godrej Properties and DLF’s rental arm reduced their borrowing costs in FY21 by 110bps and 145bps, respectively. […]

Borrowing costs

U.S. businesses are less able to service their debt even with record borrowing costs

Record borrowing costs were not enough to prevent a decline in the ability of U.S. companies to service their debts in the first half of 2020. The median interest coverage ratio of US companies classified as investment grade by S&P Global Ratings fell to 5.48 in the second quarter, from 5.65 in the first quarter […]

Borrowing rates

The Big 4 banks “constantly, continuously and always” revise lending rates after the big drop in Kiwibank’s variable rates

Kiwibank last week cut its variable and floating mortgage rates by 100 basis points, including real estate loans, variable business loans, revolving business loans and corporate overdraft rates. The move cuts the floating rate on Kiwibank’s home loans to 3.40%, more than 100 basis points lower than the carded or advertised floating rates offered by […]

Borrowing costs

Corporate treasurers leap on ultra-low borrowing costs

If you want to get a feel for real-world activity funded by historically low interest rates, step into the 15-story condo under construction at 77 Charlton Street, New York. Building materials litter the floor where plans show a sleek, open lobby, with a glazed walkway leading out to a 1,600 square foot pool. When completed […]

Borrowing costs

IAS 23 Borrowing costs – no impact on cash flow of real estate developers

PETALING JAYA: The implementation of IAS 23 Borrowing costs is only a temporary difference in the recognition of borrowing costs and will have no impact on the cash flows of real estate developers, according to AmInvestment Bank which maintained a neutral appeal on the real estate sector. While early rough estimates suggest the new approach […]

Borrowing costs

These businesses need to worry about rising borrowing costs

The era of cheap money is coming to an end, creating a potential problem for some companies that have accumulated a lot of debt. Short-term borrowing costs have skyrocketed this year, in part because of the Federal Reserve’s recent rate hikes. It’s a headache for businesses that need new loans, as well as businesses like […]

Borrowing rates

Rise in bank lending rates

At least one local bank will raise prime rates on residential mortgages starting Friday in response to the U.S. Federal Reserve’s announcement on Wednesday that it would raise a key interest rate. According to the Associated Press, the US central bank has announced that it will increase its key rate from 0.5% to 0.75%. The […]